In this proverb, the focus is on the wisdom needed in handling financial agreements and the potential pitfalls of acting impulsively. Shaking hands in pledge and putting up security for a neighbor refers to the practice of guaranteeing someone else's debt or financial obligation. The verse suggests that such actions, when done without careful consideration, can lead to trouble. It implies that a person lacking sense or wisdom might make such commitments without understanding the risks involved.
The broader message is a call for prudence and discernment. It encourages individuals to be cautious about entering into financial agreements that could have serious consequences. This wisdom is not just about avoiding financial loss but also about maintaining peace and stability in one's life. By urging careful thought and consideration, the verse aligns with the broader biblical theme of seeking wisdom and understanding in all aspects of life. It serves as a timeless reminder to value thoughtful decision-making and to avoid impulsive actions that could lead to regret.